Yes, that is a problem. I had the same when I bought my 2002 S22. The bank assured me that they did not make one. (oh brother, he who has the money makes the rules)
Once I showed them the title and the website they agreed that a 2002 S22 did exist. But still could not figure a value. We took the percentage difference betweeen the 2000 and the 2001 (about 9.7%) and added it to the 2001. For this month that would make the base value about $19780.00 + options. You should also figure a 9.7% for the options as well. So simply put, book out your 2002 as a 2001 and add 9.7%
What boat did you buy?